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Thursday, February 2, 2012

The Importance of Insuring Your Jewelry

Did you know that you can insure $10,000 worth of your jewelry here in Hawaii for as little as $120 per year? With Jewelers Mutual your jewelry is insured at this low rate without a deductible, your jewelry is replaced with items of same kind and quality, AND you may work with the jeweler of your choosing!

Many renters and homeowners insurance policies insist that you use their preferred jeweler and they require several estimates. By individually scheduling your jewelry with Jewelers Mutual, you are sure to receive quick and quality service, thus returning you to the same (or similar) position that you were before the loss.

Now you may be thinking that your estate and antique jewelry is not replaceable in the same way that a modern piece would be and this is partially true. However, with proper documentation--jewelry appraisals--your lost piece can be replicated. At Mellow Antiques we offer full insurance accepted appraisals, as well as jewelry replication services. Some clients even choose to have a mold of their most treasured heirlooms made so that if something were to happen to their piece it would be more easily replicated.

You may think that your jewelry is insured by your homeowners policy, but this is not always the case. Often people are misled to believe such, only to later find out that there are limitations that prevent full reimbursement for jewelry loss.

For more information on individually scheduling your jewelry, 
visit the Jewelers Mutual website  www.jewelersmutual.com

Call us today for more information on appraising your jewelry! 
Mellow Antiques: (808)533-6333